Terms & Conditions
Last updated: December 28, 2025
Welcome to Simple Budget Systems (“we,” “our,” or “us”). By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this website.
1. Use of This Website
The content on Simple Budget Systems is provided for educational and informational purposes only. We do not provide financial, legal, or professional advice.
You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site.
2. No Financial Advice Disclaimer
All content on this site, including budgeting tips, tools, templates, and recommendations, is based on personal experience and general knowledge.
Nothing on this website constitutes financial, legal, or professional advice.
You are responsible for your own financial decisions. Always consult a qualified professional before making financial decisions.
3. Affiliate Disclosure
Simple Budget Systems may contain affiliate links. This means we may earn a small commission if you click on a link and make a purchase — at no extra cost to you.
We only recommend products and services that we believe may provide value to our readers. However, we make no guarantees regarding results or outcomes.
(You can also reference our full Affiliate Disclosure page for more information.)
4. Intellectual Property
All content on this website — including text, graphics, logos, downloads, and templates — is the property of Simple Budget Systems unless otherwise stated.
You may not reproduce, distribute, modify, or republish any content from this site without prior written consent.
5. User Responsibility
By using this site, you acknowledge that:
- You are responsible for how you apply the information provided
- Results may vary from person to person
- We are not responsible for any losses or damages resulting from your use of this website
6. External Links
This website may contain links to external websites that are not controlled by us. We are not responsible for the content, policies, or practices of any third-party sites.
7. Limitation of Liability
Simple Budget Systems will not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its content.
8. Changes to These Terms
We reserve the right to update or change these Terms and Conditions at any time without notice. Any changes will be reflected on this page with an updated date.
9. Contact Information
If you have any questions about these Terms and Conditions, please contact us through the website.